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Frequently Asked Questions

Military, Public Health, or NOAA Deferment

What is it?
A means of postponing payments due on your student loans for up to 36 months (three years).

When do I qualify?
When you are current on active duty in the U.S. Armed Forces, the U.S. Commissioned Corps of Public Health Service, or the National Oceanic and Atmospheric Administration (NOAA).

How do I apply?
Click on the button below to view and print a request for deferment form.  Please read the form carefully to make sure you qualify, and follow the instructions on the form. Mail your completed form(s) to us at:

Student Loan Counseling Service, Inc.
P.O. Box 1078
Waterloo, IA  50704-1078

To learn more about this type of deferment, click here.

If do not qualify for the public service deferment, please view any other options on this Results page, or click on the Return to Questionnaire button at the bottom of this page to make another selection.




Student Loan Counseling Service, Inc
(888) 633-4850


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