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BUDGET PLANNER

Description

Monthly

or

Annual

Income

Net Pay

Child Support (paid to you)

Alimony (paid to you)

Disability Compensation (social security, military pay)

Miscellaneous

Total

 

Expenses

Rent/Mortgage 1

Rent/Mortgage 2

Home Equity/Home Improvement Loan

Investment (mutual fund/IRA, etc. not deducted from pay)

Storage

Home Repairs/Improvement (including supplies for such improvement)

Snow Removal/Lawn Care

Condo Association/Maintenance Fees

Cleaning Services (maid)

Postage/Home Office Supplies

Child Support (you pay someone else)

Alimony (you pay to someone else)

Pet Care (veterinarian, supplies, grooming)

Childcare

Allowance for Children

Professional/Alumni/Union Association Fees (not deducted from pay)

 

Utilities/Phone

Line 1

Line 2

Cellular/Mobile

Pager

Cable/Satellite/Dish

Internet Service

Trash

Water

Sewer

Gas/Propane/Oil

Electric

Firewood

 

Automobile

Fuel

Maintenance (oil change, etc.)

 

Educational Loans

Parent Loans (PLUS loans)

Federal Stafford Loans (guaranteed loans, subsidized/unsubsidized)

Federal Perkins Loans

Institutional Loans (you pay to your school)

State Loans

Loans from Family/Friends for Education

 

Consumer Debt

Car Loan/Lease1

Car Loan/Lease2

Recreational Vehicles (boat, motorcycle, snow mobile, personal water craft, campers)

Equipment Leasing or Debt (e.g., computer payment)

Credit/Store Card 1 (regular, monthly payments not including expenses in this budget)

Credit/Store Card 2 (regular, monthly payments not including expenses in this budget)

Credit/Store Card 3 (regular, monthly payments not including expenses in this budget)

Credit/Store Card 4 (regular, monthly payments not including expenses in this budget)

 

Insurance (not deducted from pay)

Health/Pharmacy

Life

Auto

Disability

Home (not included in mortgage payment)

Renters

 

Food

Groceries

Dining Out/Ordering In

Lunch Money

 

Leisure/Entertainment

Magazines/Newspaper Subscriptions

Video Rentals/Pay-Per-View

Movies

Club Memberships (country clubs, not health)

Sporting Events/Fine Arts

Hobbies (supplies, etc.)

 

Activity Fees (sports, lessons, supplies)

You/Spouse

Children

 

Vacations

Meals

Travel (airfare, bus, train)

Car Rental

Lodging

Entrance Fees (theme parks, etc.)

 

Gifts

Christmas

Other Holidays/Birthdays

 

Personal Care

Hair/Nails/Tanning

Health Club Memberships

Health/Dental (not covered by insurance)

Eye Care (exams, contacts, solutions, glasses)

 

Clothing

New

Maintenance (dry cleaning, laundry, alterations)

 

Bank Charges

ATM Fees

Service Fees (per check, below minimum balance, overdraft fees)

Cash/Out-of-Pocket Expenses

 

Taxes

Tax Preparation

Personal Property/Excise Tax

Real Estate (not included in mortgage payment)

City/Municipality (not net from pay)

 

Donations

Church

Charity

Miscellaneous Expenses

Total

 

Disposable Income (income minus expenses)




Student Loan Counseling Service, Inc
(888) 633-4850


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